Will My Insurance Cover A Fire Caused By Lightning?
The Takeaways Texas ranks the 6th state for the highest number of lightning strikes in the US. Most residential and commercial policies in Texas cover damage caused by Lightening Fire, smoke, and water damage can all be covered ensuing (...)
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When Should I Hire A Public Adjuster?
The Takeaways Your insurance company adjuster works only for your insurance company. A Public Adjuster is an insurance adjuster that is licensed by the State Department of Insurance and works directly for YOU, not your insurance company. Public (...)
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How Matterport Can Increase Your Insurance Claim Settlement
The Takeaways According to the Insurance Information Institute, approximately 4.8 million insurance claims are filed in the United States per year with 98% being related to property claims. Lack of proper damage documentation is a leading (...)
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Will My Insurance Replace My Roof?
The Takeaways Texas leads the country in hail-caused property damage claims Most insurance policies cover wind and hail damage Damage must meet the definition of damage as outlined in your insurance policy A public adjuster can accurately (...)
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Can My Contractor Negotiate My Insurance Claim Settlement?
The Takeaways Texas Insurance Code 4102.163 prohibits contractors from discussing insurance coverage or how a policy applies to a given loss Insurance companies are not required to communicate with your contractor Your contractor is only (...)
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Why is My Insurance Claim Depreciated?
The Takeaways Depreciation is defined as a loss of value in your property over a period of time. Generally, insurance policies are written on a Replacement Cost Value (RCV) basis. Depreciation is calculated by determining the RCV considering the (...)
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