Can My Contractor Negotiate My Insurance Claim Settlement?
The Takeaways Texas Insurance Code 4102.163 prohibits contractors from discussing insurance coverage or how a policy applies to a given loss Insurance companies are not required to communicate with your contractor Your contractor is only (...)
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Why is My Insurance Claim Depreciated?
The Takeaways Depreciation is defined as a loss of value in your property over a period of time. Generally, insurance policies are written on a Replacement Cost Value (RCV) basis. Depreciation is calculated by determining the RCV considering the (...)
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Deep Fryer House Fire
The Takeaways Between 2014-2018 approximately 179,000 house fires were caused by cooking fires. Turkey fryers cause an estimated $15M in property damage annually. Direct fire, smoke damage, and water damage are all likely to occur from cooking (...)
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Will A Public Adjuster Really Increase An Insurance Settlement?
The Takeaways A Public Insurance Adjuster will provide a second set of eyes on all facets of your insurance claim. Heavy claim loads, overbooked time schedules, and lack of proper training may unintentionally cause your insurance company adjuster (...)
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Tornado Claims - The Value Of A Second Opinion
The Takeaways Tornados produce damaging winds that can reach over 300 mph causing more than $1B in damage in the US alone. Insurance companies’ adjusters are required to handle a high volume of claims which leads to less time and (...)
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Are Riots Covered By My Insurance?
The Takeaways Most standard policies cover perils resulting from riots, civil commotion, and/or vandalism. Your vehicle windows are covered. Damage to the auto will be settled on an ACV basis. Your structure and your contents will be (...)
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